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FHA Loans

The Federal Housing Administration (FHA) and the U.S. Department of Veterans Affairs (VA) offer government-insured loans. These loans have features that make them easier for first time home buyers to obtain. Such as:

Low down payment (usually 0% of the FHA appraised value of the purchase price, whichever is lower.
Insurance for the federal government replaces private mortgage insurance.
Maximum loan amounts vary by county.
Fixed rate and ARM's available.
Allows homebuyer to receive all of part of their down payment and loan fees from a relative.
Flexible credit guidelines.

Best For

First time home buyers.
Homebuyers who have a limited saving and/or moderate incomes.

Click Here to Complete a Quick Application


To receive $250.00 off closing costs with Harvard Financial Group click here! Print out the offer and present it to your HFG broker at your next appointment.


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